Capital gains tax is not a penalty—it’s a cost of success. The question isn’t “Should I avoid tax?” but “Will paying capital tax create better after-tax outcomes?” For many holding significant gains in their proprietary funds, the answer has been yes. This 5 miuntes video is going to cover the following points:
The Hidden Costs of Inaction
- Opportunity Cost: the returns missed might be bigger than the tax avoided
- Portfolio Drift: When investments can’t evolve, they no longer match family goals
- Strategic Inflexibility: Markets and personal situations change—effective portfolios should adapt accordingly
Paying Tax = You Made Money
- Cost Base Reset: Creates a fresh starting point for future tax strategies
- Portfolio Refresh: Access to investments that better match today’s opportunities
- Risk Spread: Reduce dependency on a single provider’s product lineup
The Math That Matters: A 1% return improvement can offset most tax cost within 2-3 years. Then the additional returns go directly into your pocket, and by resetting the cost base at the same time, you’ll face lower capital gains tax in the future.
Sometimes the most valuable insight is recognizing when it’s time to explore different options. We’d genuinely love to reconnect with you for an honest coffee conversation about what matters most to your family’s financial future—the kind of meaningful discussion we always enjoyed and valued.
